Current Time: August 30, 2023

Only general informational uses should be made of the content on (referred to as “the website”). Bipul Sharma, the website’s owner, disclaims all representations and warranties, whether stated or implied, regarding the accuracy, suitability, completeness, or availability of the data, advice, strategies, or associated graphics found on the website. You solely assume all risk if you rely on this material in any way.


The advice provided on the website is based on Bipul Sharma’s own experiences, judgements, and independent research. They are meant to provide you with practical advice and insights for daily life. It’s crucial to keep in mind that individual results may vary, and the website cannot promise any particular outcomes or results from using the advice given.

In no circumstances shall Bipul Sharma be liable for any loss or damage, whether direct, indirect, incidental, or consequential, or for any loss or damage whatsoever resulting from loss of data or profits arising out of or in connection with the use of this website.

By clicking on links to external websites on the website, you can visit other websites. Bipul Sharma makes every attempt to only link to trustworthy, ethical websites, but has no control over their content or general nature. Any links provided are for convenience only and are not intended to be recommendations or endorsements of the content found there.

Every effort is taken to maintain the website’s availability and functionality. However, Bipul Sharma disclaims all liability and will not be held responsible if the website is briefly inaccessible due to technical problems outside of our control.

You entirely assume all risk associated with your use of the website and any reliance on the information supplied. Before using any of the advice provided on the website in your personal life, it is recommended that you seek the advice of relevant professionals or experts.

You hereby agree to our disclaimer and accept its conditions by using

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This disclaimer is subject to change without notice.